Members

Member Benefits

2009-04-08T12:17:25Z

Member Benefits

Download a brochure for more information on member benefits provided by KAR.

Click here for the brochure

"An Investment In Your Future"

KAR membership entitles you to receive a multitude of services targeted toward enhancing your professional development.

The primary mission of the Kentucky Association of REALTORS® is to provide the programs and services you'll need to enhance your success in the highly competitive real estate industry. The moment you become a member, you benefit. There's networking opportunities, educational offerings, risk management tools and representation at all levels of government, to name a few. KAR is committed to your success.

KAR IS PEOPLE...

KAR IS EDUCATION...

KAR IS LEGISLATIVE AFFAIRS...

KAR IS MEMBER SERVICES...

Communications

Various printed and electronic communications offer you an examination of real estate from many different perspectives.

The Kentucky REALTOR® magazine is the official publication of the Kentucky Association of REALTORS®. This full-color, 32 page magazine is published on a quarterly basis and features the latest in real estate related information and issues designed to help your business succeed. As part of your annual membership dues, the magazine (a $10 value) is automatically delivered to the preferred address on file in the National REALTOR® Database System (NRDS). If you do not receive the magazine, please check your address with your local board/association.

The Real Estate Report is a monthly e-newsletter giving you an in-depth look at factors influencing the industry and your business in Kentucky. The Report features news from across the state and nation as well as tips and tricks to make you more productive and your business more profitable.

Media Relations/Public Relations

As The Voice for Real Estate™ in Kentucky, KAR actively promotes the REALTOR® image and makes internal and external audiences aware of the various benefits of utilizing your services.

Online Resources

You can access knowledge 24 hours a day thanks to KAR's Web site - www.kar.com. Constructed to become a leading on-line reference and research center, you (and your customers and clients as well) will find the latest association and industry related news, trends and events and information about KAR's programs and services.

KAR IS A REALTOR® ORGANIZATION...

Did you know the terms "REALTOR®" and "real estate agent" are not synonymous. The term "REALTOR®" is owned and protected by the National Association of REALTORS®. As a member, you can use the REALTOR® designation, which distinguishes you from non-member brokers and salespersons. Being a REALTOR® indicates to consumers that you work to protect their private property rights and subscribe to a strict Code of Ethics.

KAR is a nonprofit association funded by member dues and exists to enhance your business environment and professionalism. KAR membership entitles you to receive a multitude of services targeted toward enhancing your professional development.

Standard Forms

Created by real estate practitioners working closely with KAR staff, volunteers and legal counsel, our Standard Forms are current, easy-to-use real estate transaction tools. Forms are reviewed and updated in response to emerging legal requirements, new legislation and changing business practices. Click here to access the member forms/contracts online (Logon ID and Password required). You can make a difference. Our collective voice works to help pass REALTOR®-friendly bills, and defeat legislation injurious to private property rights. Plus, our legislative efforts help ensure that a competitive buying and selling marketplace exists for you to conduct business in.

Enhanced knowledge is a direct benefit of your KAR membership and an opportunity to earn more money (research shows that REALTORS® who hold designations earn more money than those that do not). We promote and teach the body of knowledge of buying and selling property to both our members and the general public. We match today's hottest speakers with topics and trends that help you be successful REALTORS®. Plus, you benefit from the free exchange of ideas with presenters and industry colleagues alike.

KAR is you - a professional community of 10,500 real estate professionals learning all the aspects of the property buying and selling process. By partnering with KAR, you become an integral part of a "like-minded" network of successful real estate practitioners. A leading informational resource, KAR products and services will help you realize an immediate return on your dues investment.

KAR, along with the Kentucky Real Estate Commission, put together a special 18-page safety guide brochure that outlines basic safety practices for REALTORS® and their offices. It also gives 12 safety tips that can be used when meeting clients and showing homes.

Awards

2009-07-10T15:44:00Z

Award Nominating Forms for 2009

REALTOR® of the Year Award
Deadline: Monday, June 1, 2009

Distinguished Service Award
Deadline: Friday, June 12, 2009

Nat Sanders Education Award
Deadline: Saturday, August 15, 2009

REALTOR® Community Service Award
Deadline: Saturday, August 15, 2009

Committee Volunteer Form

Serving on an Association committee can do many things - it can allow you to be a part of the decision making process, it can acquaint you with changes in the law, it can involve you in educational opportunities available. Being involved gives you input into the structure and future of the Association and gives you the privilege of working with other Association members you may not know.

If you would like to serve on a KAR Committee, please complete and return the form.

Download the form here

Elections

2009-09-23T13:20:07Z

The Kentucky Association of REALTORS® is run by a board of directors who are elected and decide the direction KAR will take through bylaw, policies and strategic planning.

The elections are coming up fast and applications are being accepted through August 17 for the following positions:

President-Elect
Regional Director (regions 1, 3, 5)
At-large Director
At-large Delegate
NAR Director

Click here to download the application

Click here to see a list of candidates

To apply, fill out the application and submit to KAR by the deadline listed above. Qualifications and descriptions of the positions and complete instructions are included in the application.

Contact Julie Johnson at KAR with questions about the election process at jjohnson@kar.com or 800-264-2185.

Voting will be held at KAR's Annual Convention & Expo in Louisville on September 30 and October 1, and the winners will be announced at the Delgate Body/General Membership Meeting on October 1.

Committees

2009-12-09T15:21:34Z

Committee Volunteer Form

Serving on an Association committee can do many things - it allows you to be a part of the decision making process, it acquaints you with changes in the law, it involves you in educational opportunities available.

Being involved gives you input into the structure and future of the Association and gives you the privilege of working with other Association members you may not know.

If you would like to serve on a KAR Committee, please complete and return the form.

Download the form here

For a list of KAR committees, download the form or contact the Association office at 800.264.2185 for more information.

Governing Documents

2010-03-04T10:21:28Z

KAR Documents

KAR Bylaws

KAR Policies and Procedures

KAR Strategic Plan

KAR Management Plan

NAR Documents

Code of Ethics

Constitution, Bylaws and Interpretations

Photo Gallery

2009-10-13T16:26:11Z

View the KAR photo gallery on SmugMug, an online photo sharing Web site. See pictures from all the KAR events, activities and business meetings.

Access the photo gallery here

Forms and Contracts

2009-06-15T09:06:30Z

KAR provides standard forms and contracts for its members. With 15 forms and contracts, including the newest additions - the Kentucky commercial forms - members have business tools at their fingertips.

Click here to access forms (log-in required)

Forms include:

Real Estate Sale Contract
Seller Disclosure Form
Exclusive Right to Sell Contract
Buyer Agency Agreement
Inspections Form
First Right Refusal
Pre-Closing Occupancy
Post-Closing Occupancy
Deposit Intent Distribute Letter
Lead Based Paint Disclosure
Protect Your Family - Lead Brochure
Agency Disclosure Statement - Seller
Agency Disclosure Statement - Buyer
Kentucky Cooperation Agreement (Commercial)
Kentucky Notice of Affiliation (Commercial)

The Kentucky Real Estate Commission also posts forms online for both public and private use.

Click here for the public forms

Click here for the private forms (also available in Spanish, log-in required)

Affinity Partners

2009-10-07T15:17:22Z

As a benefit of KAR membership, association members are eligible to receive discounts and added values on business-related products and services from the following partners:

UPS
$1.50 off UPS Next Day Air Letter
10% off UPS Next Day Air Package
20% off UPS Worldwide Express Letter and Package

Nationwide Insurance
Members of KAR could receive a discount on car insurance from Nationwide®, a company that has helped many of its customers save up to $500* a year on their auto policies.

Be sure to mention KAR when getting your quote!

Get a quote today, click here.

Kentucky Almanac

The Clark Group is currently offering the book to KAR members at $10 off the original price of $21.95 each! Use Coupon Code 09KAR at checkout to receive the special KAR Member discount.

Click here to order now, or call 1-800-944-3995. Please contact us for pricing/shipping on bulk orders (5 or more) or to pick up your copy at our Lexington, KY office.

The Second Edition of Clark's Kentucky Almanac & Book of Facts brings together a wealth of information about Kentucky's rich history, contemporary facts, notable personalities, over 700 photographs, and vital statistics in one comprehensive volume. With over 300 new photographs and hundreds of new or updated articles and statistics, this 784-page Second Edition is sure to educate and entertain Kentucky natives and newcomers alike. The Kentucky Almanac makes a great closing gift!

Drug Card Program

2009-12-23T15:37:34Z

Kentucky REALTOR® Rx Drug Program

This program is being provided to you and your family & friends to help lower your prescription drug costs. Simply create and print your FREE Prescription Drug Card below and receive savings of up to 75% (discounts average roughly 30%) at more than 54,000 national and regional pharmacies. This card can be used as your primary plan and/or it can be used on prescriptions not covered by your insurance plan.

Please enter your name and email address in the box below (then click "create prescription card") and we will generate a printable membership card for you (no application/enrollment or eligibility required). This program has "lowest price" logic to guarantee that you get the best deal on your prescriptions. (You pay the lower of a discount off Average Wholesale Price-AWP, discount off MAC pricing or Pharmacy Promotional/Retail price).

This card is pre-activated and can be used immediately! Once you print your card, present it to the pharmacy when you fill your next prescription to see if and how much you can save!

Click here for a list of FAQs concerning this program

Untitled Document

Card Information
First Name
Last Name
Email

Note: You can put NONE in e-mail box if you don’t want updates.
© Copyright United Networks of America
Powered by UNA Rx Card

Program Highlights

► The cards are FREE to all Kentucky residents, not just KAR members.

► There are no enrollment forms, no restrictions, no age or income requirements, no waiting periods, no eligibility required, no exclusions, covers pre-existing conditions, no claim forms to file, no annual or lifetime limits, includes discounts on brand and generic medications, open formulary so that all medications are eligible for discounts.

► This program has a "LOWEST PRICE" feature that provides cardholders the lowest plan price on prescriptions at participating pharmacies (Medication Pricing/Discounts are calculated on the plans lowest negotiated contract price and the pharmacy’s “usual and customary” price).

► This program can be used by people who have Health Savings Accounts (HSA's), High Deductible Plan's and Medicare Part D (non-covered drugs).

► The program can be used as a stand alone benefit or to get discounts on non-formulary medications.

► All Kentucky residents are eligible to participate in this program.

This program also includes other value added programs which will be listed on the card. Some of them are posted below:

What is a REALTOR®

2009-02-24T13:17:58Z

A REALTOR® is a licensed real estate professional who is a member of the National Association of REALTORS®, "The Voice for Real Estate" and subscribes to its strict Code of Ethics.

The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of NAR.

Not all real estate agents are REALTORS®.

A licensed professional becomes a REALTOR® by joining the local and state associations of REALTORS®, which entitles automatic membership in NAR, and by subscribing to NAR's Code of Ethics.

There are approximately 2.4 million licensed real estate professionals in the United States, but more than 1 million real estate professionals have taken the additional step to join NAR, "The Voice for Real Estate." When choosing a real estate professional, look for the registered trademark, REALTOR®.

Background

The term REALTOR® was coined in 1916 by a national association official, Mr. Charles N. Chadbourn, a past president of the Minneapolis Real Estate Board. Chadbourn saw the two-syllable term functioning as a collective mark to distinguish members of the national real estate association from nonmembers.

NAR registered the trademarks in 1949 and 1950. They are among the very first trademarks registered after the Lanham Act went into effect.

On March 31, 2004, the United States Trademark Trial and Appeal Board ruled unanimously in reaffirming that the National Association of REALTORS® has exclusive rights to the terms "REALTOR®" and "REALTORS®."

The term REALTOR® designates the highest standards of professionalism and commitment to NAR's strict Code of Ethics and Standards of Practice.

REALTORS® are strong advocates for homeowners and homeownership. NAR is the only national lobbying group that looks out for the interests of homeowners. Every year, NAR leads the way on Capitol Hill and in the corridors of Washington to keep homeownership a top national priority. NAR's support for the mortgage interest deduction and other federal policies helps to keep housing more affordable and makes housing a great investment. Through sound housing policies, more home seekers than ever before are enabled to purchase a home of their own.

Why use a REALTOR®

2009-05-22T10:17:10Z

The Benefits of Using a REALTOR®

All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.

Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.

But if you're still not convinced of the value of a REALTOR®, here are a dozen more reasons to use one:

1. Your REALTOR® can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.

2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.

3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you'll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?

4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.

6. Your REALTOR® can help you in understanding different financing options and in identifying qualified lenders.

7. Your REALTOR® can guide you through the closing process and make sure everything flows together smoothly.

8. When selling your home, your REALTOR® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

9. Your REALTOR® markets your property to other real estate agents and the public. Often, your REALTOR® can recommend repairs or cosmetic work that will significantly enhance the salability of your property. Your REALTOR® markets your property to other real estate agents and the public. In many markets across the country, over 50% of real estate sales are cooperative sales; that is, a real estate agent other than yours brings in the buyer. Your REALTOR® acts as the marketing coordinator, disbursing information about your property to other real estate agents through a Multiple Listing Service or other cooperative marketing networks, open houses for agents, etc. The REALTOR® Code of Ethics requires REALTORS® to utilize these cooperative relationships when they benefit their clients.

10. Your REALTOR® will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82% of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts. When a property is marketed with the help of your REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.

11. Your REALTOR® can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing -- a lot of possible pitfalls. Your REALTOR® can help you write a legally binding, win-win agreement that will be more likely to make it through the process.

12. Your REALTOR® can help close the sale of your home. Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your REALTOR® is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement).

Source: NAR

What Does This Accomplish?
It saves you Time, Money and Adversity... REALTORS® add value to a real estate transaction.

That's what home buying and selling consumers said in an independent survey of the general public released by the National Association of REALTORS®.

Here's a brief look at some of the results:

» Nearly eight out of ten consumers believe REALTORS® can show buyers a better selection of homes than they can find on their own.

» 78% of the general public believe real estate professionals offer them a broader selection of housing alternatives than they would otherwise find.

» 74% agree that using a real estate broker saves time.

» 70% agree that real estate professionals make buying or selling a home much easier.

Find a REALTOR®

2009-02-24T13:37:18Z

Finding a REALTOR® is quick and easy using this search feature.

Search for a REALTOR® throughout the state by name, city or zip code.

Click here to search

Find a Real Estate Company

2009-02-24T13:42:00Z

Find a real estate company using this quick and easy search feature.

Search by office name, city or zip code. Click "office search" button at the top.

Click here to search

Find a Home in Kentucky

2009-06-15T09:00:03Z

Although KAR.com does not host a property listing service of its own, each REALTOR® you search in our association's member directory may have a website with links to their listings. You can also search each association/board's MLS by clicking on the name below.

Additionally, the most comprehensive listing of homes and businesses for sale in Kentucky is found at www.REALTOR.com.

Search Kentucky homes for sale on REALTOR.com

For commercial property listings, you may also consider visiting the website of the Kentucky Commercial Real Estate Alliance.

Watch the homebuyer video produced by the Kentucky Real Estate Commission:

English version
Spanish version

Local Association/Board MLS (not all boards/associations have a public MLS)

Ashland Area Board of REALTORS®

Cave Run Association of REALTORS®

Central Kentucky Association of REALTORS®

Cumberland Valley Board of REALTORS®

Cynthiana-Harrison County Board of REALTORS®

Dix River Board of REALTORS®

Eastern Kentucky Association of REALTORS®

Greater Louisville Association of REALTORS®

Heart of Kentucky Association of REALTORS®

Henderson-Audubon Board of REALTORS®

Hopkinsville-Christian Board of REALTORS®

Kentucky-Barkley Lakes Board of REALTORS®

Lexington Bluegrass Association of REALTORS®

Madison County Board of REALTORS®

Madisonville-Hopkins Board of REALTORS®

Mayfield-Graves Board of REALTORS®

Murray Calloway County Board of REALTORS®

Northern Kentucky Association of REALTORS®

Old Kentucky Home Board of REALTORS®

Owensboro Board of REALTORS®

Paducah Board of REALTORS®

Pennyrile Board of REALTORS®

Pioneer Trace Board of REALTORS®

REALTOR® Association of Southern Kentucky

Russellville-Logan Board of REALTORS®

Shelbyville Board of REALTORS®

Somerset-Lake Cumberland Board of REALTORS®

South Central Kentucky Association of REALTORS®

Military Housing

2009-10-20T10:11:50Z

Automated Housing Referral Network

Providing housing to our military in and around the Fort Knox area. As a property owner or manager, you can get involved.

Click here to find out more

With the arrival at Fort Knox of the 3rd Brigade Combat Team, 1st Infantry Division, more than 900 soldiers and their family members have moved into the surrounding communities. The brigade will be at full-strength by spring of 2010, with as many as 3,400 soldiers and their families. In addition, the relocation of the Human Resources Command to Fort Knox will add to a substantial increase in population signifying the importance and demand for quality affordable housing in the area. Many soldiers will opt to reside off-post and, as such, those soldiers, who work extremely hard defending our country, need assurance their families are in good quality, affordable housing.

Local area real estate property owners and managers seeking to advertise their rental property in the Fort Knox community are encouraged to register with the Automated Housing Referral Network (AHRN). AHRN is a Department of Defense website that the Fort Knox Housing Office uses to provide housing to military members and their families. AHRN provides a listing of rental properties that are located within a 60 minutes radius of the military installation.

AHRN is free and easy to use. In addition, pre-approval is not a pre-requisite to register with AHRN. Also, it is not a requirement that real estate property owners and managers be affiliated with the military. Fort Knox is in need of all types of rental listings, to include long term, short term, single family and temporary lodging. In order to register with AHRN, property owners and managers simply need to access the website at www.AHRN.com and follow the directions.

After registering with AHRN, a housing inspector will call to schedule an on-site walk through inspection of the property. Any questions regarding the inspection process should be directed to Madeline Allen (502) 624-5824 Sybil Blevins (502) 624-3548 or Alandra Brown (502) 624-6912.

The Fort Knox Housing Office is confident that the property owners and managers will continue to provide the high quality of housing that our soldiers have come to expect and we want to extend our sincere gratitude to you for serving our soldiers.

Resources for Buyers

2009-03-16T12:00:56Z

Now is a good time to buy. Here’s why:

The Market is Strong

Interest rates are historically low, inventory is abundant and prices are stable.

“All Real Estate is Local”

Market conditions being reported nationally do not necessarily reflect the real estate market in your local community, neighborhood or street. Speak to a REALTOR® who truly knows your local market.

Building Wealth

Owning a home not only provides you with shelter, but it is one of the best ways to build wealth. In addition to the tax benefits, real estate has delivered the most consistent positive return over any long-term investment during the last 40 years.

Timing

The right time to buy (or sell) is when it is right for you. Trying to time the market is extremely difficult as the only way to know the market has hit bottom is when prices are on their way back up.

Qualified Buyers

Underwriting requirements for loans have been tightened; as a result, buyers who are now in the market are more qualified. This means sellers can feel more confident that their sale is going to close.

Did You Know…

Mortgage rates are at historic lows, remaining at or below 6%, and well below their all-time highs of over 18% in the 1980s.

The rate of return on a housing investment dramatically increases the longer it is held (Harvard University Joint Center of Housing Studies).

The median net wealth of a renter household is $4,800, while the median net wealth of a homeowner household is $171,700. (Federal Reserve Survey of Consumer Finances)

Resources for Sellers

2009-02-26T14:10:50Z

How a REALTOR® Can Save You Time and Money When Selling Your Property:

Pricing
REALTORS® can perform a comparative market analysis and provide you current market information to sell your property quickly at the best price and with minimum hassle.

Marketing
A REALTOR® can recommend repairs to enhance the salability of your property and expose it to the widest possible audience via cooperative marketing networks, such as the Multiple Listing Service.

Risk Management
With their knowledge of fair housing laws and mandatory disclosure requirements, as well as an ethical duty to provide accurate statements in all advertising and representations to the public, REALTORS® can reduce your risk to liability during the transaction.

Inspection
REALTORS® can help you determine what inspections and investigations you might want to conduct, prior to listing your home for sale.

Financing
REALTORS® can help determine if you need a bridge loan, identify different financing options and refer you to a lender. In addition, they have the ability to pre-qualify prospective buyers ensuring that your privacy and property aren’t unnecessarily compromised.

Negotiation
REALTORS® can advise you on the following factors: market conditions, home repairs, furnishings included in the sale or conditional sale issues that may arise.

Closing
Every area has its own unique closing or settlement customs. A local REALTOR® can help guide you through the process.

Did You Know....

Sales of single family homes in Kentucky remain strong, with a drop of less than 6% from 2006 to 2007.

In 2007, Kentucky home sellers saw a sales increase of 1% for their homes compared to a 2% decrease for the nation as a whole.

Homes sold with the assistance of an agent, typically sell for 32% more than For Sale by Owner (FSBO) homes.

Resources for Moving

2009-02-26T14:27:02Z

MOVING ON

Congratulations! Moving into your new home will most definitely be an exciting time for you and your family. It is, however, a time when you should consider putting in place a well-thought plan to help reduce the level of stress you may experience during the weeks leading up to your move.

MOVING YOURSELF

The first step in any "plan of attack" is to decide if you will move yourself or hire professionals. If you decide that moving yourself is in your best interests, then your first step will be to rent a truck. The size of the truck you rent will depend on a number of things, most notably the extent of your belongings and the distance between your old and new home. The truck rental company can recommend and help you decide the size of the vehicle you'll need.

In addition to the actual cost to rent the truck, be aware that you may be responsible for mileage and additional fees if you decide to accept the company's pads, dollies, blankets, packing materials, and boxes.

Once you've decided on a truck, your next step is to find some movers. Of course, your family and friends will prove invaluable in the loading and unloading of your items from the truck. One potential negative to doing it yourself is an accident. For instance, if someone in your party breaks an item, you would be responsible for replacing it. You can, however, look into purchasing an "insurance rider" to cover your items. Ask your mover or contact your insurance agent for more information about a rider package.

To help avoid accidents and keep your items safe during transport, pack your truck from back to front and bottom to top. And, drive slowly.

BEFORE THE TRUCK RENTAL... CREATE A PERSONAL INVENTORY LIST

Whether you move yourself or choose a professional mover, you should create a personal inventory of all of your belongings - and arrange the list by each room in your home. The list will serve as an important valuation tool should you lose or break any items in your home - or in the unfortunate event your belongings are stolen from you. Your list will also act as a permanent inventory of your valuables for future insurance purposes as well. As such, you should attach any invoices you have saved over the years.

The following is list of items that might fall into your inventory list:

Antiques
Art Collections
China Collections
Computer Equipment
Consumer Electronics
Crystal
Figurines
Firearms
Jewelry
Manuscripts
Oriental Rugs
Silver
Stamp Collections
Stones Or Gems
Tapestries

HIRING PROFESSIONAL MOVERS

If you decide to hire a professional mover, your personal inventory list will serve your interests well. For example, when gathering estimates (at least three), you can show the mover everything you plan to move and show the same inventory list to each mover you interview (compare apples to apples).

Movers will most likely quote you hourly rates based on the amount of time it will take to deliver and unload your items. Be aware that you will incur additional fees for packing and unpacking, and disconnecting and hooking up appliances. And, if you're moving to a big city or apartment complex and several flights of stairs or an elevator be involved, expect to pay more. Large items will also raise your costs.

Once you decide which mover best suits your needs, you will receive from that company an "Order For Service" which should include an option of choosing either a binding or non-binding estimate. If you are comfortable with the items you'll be moving and don't expect any major change to the inventory list, then you might consider a binding estimate to lock-in costs. Conversely, if you're unsure, choose a non-binding estimate and expect to pay a bit more.

Upon completion of the move and before paying your movers, make certain to review your "bill of lading" carefully and to keep a copy. The bill of lading may come in handy in the event you have to file an insurance claim and will serve to ensure all of your items were delivered.

KIDS AND MOVING

Change is frightening; the unknown is difficult for any individual to cope with, especially children. To make the move less stressful for both you and your children, set in place a plan that addresses a child's emotional concerns while at the same time gets them actively involved in the move itself.

A few suggestions:

Ask your child how they feel about the move, listen to their feelings and then share your feelings with them. Assure your children that the entire family has to make changes and accept the move.

Allow your children to be a part of the packing and moving stages to keep them actively involved in the process. This allows your children to be independent and to witness first-hand continuity - the move from their old home to their new one.

Give your child her own labels, rubber stamps, pencils, crayons, and encourage her to label her items and boxes, where appropriate. Again knowing her "stuff" is a part of the move allows her to be a part of the process.

Do not pack your child's personal things like her favorite stuffed animal or his video games. That way, there remains a level of comfort the day of the move.

Have a mixer to help your children say good-bye to friends. As you would at a birthday party, take photos, gather addresses and video the event.

Contact the school system and the recreational organization(s) your child is likely to participate in. Get all the information you can and share it with your children.

For your very young children, try not to expect them to accomplish change during the move. For example, during the moving process try not to start toilet training, weaning off of mother's milk or new foods. The added stress of a move won't be good for you or your child.

MOVING CHECKLIST

The following is a list to consider when preparing for your move.

BEFORE YOU LEAVE

Give your forwarding address ASAP to the Post Office (obtain a change of address kit, and complete it), the bank, credit card companies, publication subscriptions, friends and family, insurance carriers - life, auto, death, investments, health care providers, etc.

Inquire about refunds from utility companies like gas, water, electric, telephone, cable, Internet, fuel and garbage. Cancel current service and have new services installed at your new home.

Get your records in order such as arrangements to transfer your children's school records, obtain records from doctors, dentists, lawyers, accountants, etc. Transfer all of your bank accounts to a new branch location.

Keep a record of all expenses related to the move, some of which may be tax-deductible.

Inquire about legislation that may impact your family life. Are there pet regulations for licenses and vaccinations, pool considerations, parking violations, building permits, etc?

Clean, empty or discard your appliances and other household items such as carpets, clothing, furniture, curtains, charcoal grill, refrigerator, flammable household aerosol cleaning supplies, etc.

Finalize details with moving company.

Provide your family and friends with a travel route, moving plan and inventory list.

Secure your pre-packing materials such as Furniture pads, crumpled newspapers, hand truck, scissors, dolly, utility knife, packing tape, bubble wrap, Styrofoam peanuts, boxes (did I say boxes?), markers, labels, string and/or rope.

If you've hired a professional mover or are doing it yourself, have the packing completed before loading the truck. Will you need additional storage at your new location?

Hold a "we're moving" garage sale.

Have your car checked by a professional. Alert the technician that you're moving and need your car in appropriate condition.

Pack a "moving day" box for instant needs on arrival. Mark the box "To be loaded last and unloaded first." Package each group of items separately in labeled paper bags.

MOVING DAY

Make sure your mover (or friends/family) has the exact address and proper directions to your new home.

Have enough cash or travelers checks in hand to cover costs of moving and expenses until you finalize paperwork with your new financial institutions.

Keep your expensive jewelry or other smaller, expensive items on your person.

Is your pet cared for?

Take one more "walk-through" of the home.

Leave your old keys needed by new tenants or owners with REALTOR® or owner. Lock all doors and windows.

Inspect all boxes coming off the truck. You should itemize them on your inventory list.

Install new locks.

Check your utilities to make sure they are properly connected.

AT YOUR NEW ADDRESS

Register to vote!

Register your car - or you may be hit with a fee!

Register your family in your new place of worship.

Make certain your home is in proper working order. Check appliances, pilot light on stove and water heater. Make a phone call, take a shower, heat food in the microwave.

Have your funds ready for closing.

Go to your new post office or ask mailperson if any of your mail is being held.

Have your licenses - any and all - reflect your new address.

Align yourself with new professionals, if necessary - dentist, doctor, accountant, veterinarian.

PLACES TO NOTIFY OF IMPENDING ADDRESS CHANGE

Utilities
Electric
Gas
Water
Telephone
Fuel
Trash removal
Professional Services - Doctor, Dentist, Accountant, Lawyer, Real Estate Agent, Stock Broker
Insurance Agents - Life, Health, Fire, Auto, Boat
Established Business Accounts
Motor Vehicle Department
Finance companies
Banks
Department stores
Government and Public Offices
Social Security Administration
Federal and state income tax offices
Publications - Newspapers, Magazines
Credit Card Companies
Relatives and friends
Business associates
Book and record clubs
Schools and colleges
Church
Landlord, if you are a tenant and tenants, if you are a landlord.

Become a REALTOR®

2009-02-26T14:32:06Z

THE REAL ESTATE PROFESSION: BECOMING A REALTOR®

The real estate profession offers one of the widest career selections in the business world today. Helping people buy and sell homes, office buildings, industrial property and corporation farmland, property management, land development, mortgage banking, urban planning, real estate counseling, appraisal and research are all aspects of a career in real estate.

Working in real estate allows for independence, a flexible work schedule and the unlimited earning potential that sales positions can offer. It is, however, definitely not a career for those who like the routine of a nine-to-five job. There are no "punch clocks," or an official "quitting time." Your phone can ring at any time of the day or night.

Successful people in real estate are goal-oriented, persevering, self-motivated and ambitious. They are also people who derive personal satisfaction from delivering the American Dream of Homeownership to families and individuals alike.

Real estate also offers you choice. For example, you can choose the environment in which to work, such as an affiliation with a large or small firm or whether to partner with a seller or a buyer. With more experience and upon passing of an additional exam, you can then choose to become a real estate broker. As a broker, you can own your own business and employ other salespeople.

BECOMING A REALTOR®

The Kentucky Association of REALTORS® is the state's largest real estate professional organization, representing more than 10,000 members. The term REALTOR® is a registered and protected trademark. A REALTOR® is a member of the National Association of REALTORS®, a state association of REALTORS® and their local Board of REALTORS®. By joining the REALTOR® organization, a real estate professional has to adhere to a strict Code of Ethics and its standards of professionalism, integrity and competence.

A career as a REALTOR® can be an exciting and rewarding choice, but it takes dedication.

Membership in the three-tier system of the REALTOR® organization is a professional distinction that enhances your ability to be successful real estate entrepreneurs. Any active real estate licensee (see licensing below) may apply for membership, however only those accepted as members may use the registered trademark term REALTOR®, an industry mark which symbolizes one's personal commitment to real estate as a career pursuit and sets you apart from the thousands of non-member real estate agents and brokers in the Commonwealth of Kentucky.

As a REALTOR®, you hold joint membership in a local REALTOR® association, the Kentucky Association of REALTORS® (KAR) and the National Association of REALTORS® (NAR), and voluntarily agree to abide by the organization's strict code of ethics. Through an open membership policy known as Board of Choice, you may apply for membership through any one of the 28 local REALTORS® associations in Kentucky, regardless of geographic location.

Annual dues are paid directly to the local association, and include $98 for state REALTOR® membership (pro-rated monthly), and $64 for NAR membership (also pro-rated monthly), plus a $30 special assessment for the REALTOR® image advertising campaign. At the local level, membership dues vary by association, so refer to the local board contact information for more information.

Upon acceptance into KAR, you have the opportunity to attend membership meetings on the local level and participate in numerous professional development programs and networking activities on the state and national levels. At the Kentucky Association of REALTORS®, we're dedicated to promoting your business and career goals, and offer numerous programs and services designed to help real estate professionals prosper, both financially and intellectually.

Our primary membership benefits will keep you current on relevant issues and trends.

Membership in KAR also includes a large contingent of partners, whose businesses have interests in real estate and who are supportive of KAR and its REALTOR® members.

For general questions about REALTOR® membership requirements or KAR member benefits, please contact KAR Customer Service or call 859.263.7377 or toll-free at 800.264.2185.

REAL ESTATE LICENSING

Entry into the real estate profession takes preparation and relies heavily on education, training and personal/professional interests. Real estate professionals need to have a thorough knowledge of such areas as real estate law, local economics, and fair housing laws, types of financing, mortgages and government programs.

As with other professions, licensing is required. All Kentucky real estate professionals are licensed by the state. To get your real estate license, you must first complete the required education and pass the licensing examination. Please click here for more information or go to the Kentucky Real Estate Commission website for additional information, http://krec.ky.gov.

STEPS TO BECOMING A REALTOR®

Step One:
Meet licensing requirements. For education and licensing information, visit the Kentucky Real Estate Commission at http://krec.ky.gov.

Step Two:
Take a prelicensing course and then pass the Real Estate Examination.

Step Three:
Congratulations on earning your license!

To become a REALTOR® and be a part of NAR, KAR and a local REALTOR® association, contact the local association you would like to be associated. A list of the local boards/associations in Kentucky can be found here.

Questions? Contact KAR Membership Department or call 859.263.7377.

Consumer Resources

2009-11-17T14:59:17Z

(New!)

Tax Credits for Solar Water Heaters

A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read
Tax Credits for Replacing Heating and Cooling Systems

Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and up to $1,500 on your tax bill. Read
Tax Credits for Replacing Your Roof

Upgrading to a qualifying energy-efficient metal or asphalt roof can cut your cooling bill as well as knock off up to $1,500 from your tax bill. Read
Tax Credits for Adding or Replacing Insulation

Adding insulation is one of the easier and cheaper ways to improve your home’s energy efficiency and cut your heating and cooling bills. Read
Tax Credits for Replacing Windows, Doors, and Skylights

If money seems to be escaping through drafty windows, doors, and skylights, this federal tax credit might make energy-efficient replacements more affordable. Read

Visit houselogic.com for more articles like this.

Mortgage Calculator

2009-03-16T12:13:01Z

Mortgage Calculator

Find a Course

2010-02-16T10:33:43Z

CE Schedule

Download a hard copy schedule of all CE courses – including CORE – along with course descriptions, course fees and a registration form.

CE/Core course schedule

Click here for the GRI Schedule

To register for any of the courses listed, you will need your NRDS log-on ID and password.

Find your NRDS ID here

You can now look up your continuing education/CORE credits and license status online through the Kentucky Real Estate Commission.

CE Credit Lookup (click the KREC Database tab on the right)

If you do not have a username and password or have forgotten your username and/or password, please contact KAR at 800.264.2185.

Click here to register for a course

Short Sales

2010-03-09T11:56:41Z

Short Sale CE Courses - Only $5

If you want to learn more about short sales, you can choose to attend any of the following courses for only $5! These courses will give you tons of information about the short sale process.

May 4 - Florence
May 5 - Lexington
May 6 - Prestonsburg
May 11 - Paducah
May 12 - Owensboro
May 13 - Louisville

Courses will be held from 1pm - 4pm and Charles Cease will be the instructor.

Online registration is open.

Short Sales & Foreclosure Resource Certification (SFR)
This course counts as ABR elective, CRS elective, GRI elective, however, the online version does not count for CE in Kentucky.

TAKE THIS COURSE NOW ONLINE - Only $92

For many real estate professionals, short sales and foreclosures represent the new "traditional" real estate transaction. Knowing how to maneuver the complexities of short sales as well as how to identify the distinct real estate opportunities in foreclosure are not merely good skills to have in today's market-they are critical. This course helps students evaluate all available options for distressed homeowners and identify the components of an effective short-sale package. This course looks at how real estate professionals can counsel buyer-clients in the purchase of foreclosure properties. And as a practical resource, this course shows students how consumers can avoid foreclosure in the future.

Download the SFR brochure from NAR

Become SFR Certified - learn how

Online Education

2010-01-22T09:30:08Z

*Upon completion of your course fill out a Student Affidavit and Evaluation form and fax to 859-263-7565.

Download instructions for online courses - click here

It is now possible to earn CE credit for your real estate license renewal without leaving your home or office. These courses may be entered and exited at your convenience. Once you register for a course, you can begin immediately. All course work must be completed in a 12-month period to earn CE credit. Your completion date of the course determines the year the credit will be issued.

IMPORTANT: KREC’s continuing education calendar year is January 1-December 31.

Environmental Issues in Real Estate
6 hours (3 hours law credit & 3 hours elective credit)
Cost: $50

Real Estate Finance Today
3 hours (3 hours elective credit)
Cost: $30

Fair Housing
3 hours (3 hours law credit)
Cost: $30

Continue to Online Courses
(click Real Estate - top, left corner, then Continuing Education)

REALTOR® University

2009-11-17T16:27:45Z

Welcome to REALTOR® University, NAR's online education portal where you can take courses online for professional development and designation certification (CE courses are not yet offered in Kentucky through REALTOR® University).

To start, click on the banner above or see below for more links.

You will need to create an account if you haven't already done so. To do this, select a course or other program by adding it to your shopping cart and proceed to the checkout. It will then ask you to create an account.

REALTOR® University provides online courses leading to NAR's official family designations and certifications - ABR, ABRM, CIPS, Green, SRES, AHWD, RSPS, REPA, TRC, webinars and more. The REALTOR® University site offers more than 400 hours of real estate education and professional continuing education to help members build skills and earn designations and certifications that differentiate them from the competition.

Features include:

Webinar Center - Stay on top of the latest trends and resources with "live" and "on-demand" webinars. (click the banner above and then on the "Webinar Center" link on the left)

Video Center - State-of-the-art, "on-demand" video viewing system loaded with management tips, buyer secrets, prospecting ideas and much more from the top minds in real estate. (click on the banner above and then on the "E-Learning" link on the left)

What's New Notification - Sign up to receive updates about new courses.

Free "Try Before You Buy" - Preview the first module of any course free of charge before enrolling.

Customer Support - Toll-free customer/technical support is available Monday through Saturday.

REALTOR® University

REALTOR® University Catalog (view all courses)

REALTOR® University Video Center

IMPORTANT: To earn continuing education credit for a state other than Kentucky, you will need to select the state in which you want CE at the time you add the course to your shopping cart.

Pre-Licensing

2010-03-02T13:20:51Z

This online and classroom 96 hour salesperson pre-license course is approved by the Kentucky Real Estate Commission (KREC). Cost: $550.

There will be 60 credit hours completed online and 36 credit hours completed in a classroom setting. Below, please find a list of course dates in your area. Both the 60 credit online hours and the 36 classroom hours equal a total of the required 96 course hours.

Note: Online hours do NOT have to be completed prior to attending the classroom hours.

2010 Schedule of upcoming classes:

Lexington, KY
Date: March 13-14, 20-21, 27-28
Location:
Lexington-Bluegrass Association of REALTORS®
2250 Regency Rd
Lexington, KY
Time: 9am - 4pm daily

Florence, KY
Date: June 12-13, 19-20, 26-27
Location:
Northern KY Association of REALTORS®
7660 Turfway Rd, Ste 100
Florence, KY
Time: 9am - 4pm daily

Lexington, KY
Date: July 10-11, 17-18, 24-25
Location:
Lexington-Bluegrass Association of REALTORS®
2250 Regency Rd
Lexington, KY
Time: 9am - 4pm daily

**You must attend all 3 weekends of a classroom session in order to receive the full credit.

Click on the link at the bottom of the page to register for the program.

Email bbaxter@kar.com to request which classroom session you would like to attend.

The course will include:

Kentucky License Law and Commission Rules
Fair Housing
Basic ANSI
Real Estate Math
Law of Contracts
Modern Practices of Real Estate
And much more…

Licensing Information and Qualifications

Before you agree to take this course, keep in mind to obtain a real estate license in Kentucky, you must:

Be 18 years of age

Have attained a high school diploma or G.E.D. equivalency. Candidates who completed at least 28 credit hours from a post secondary institution may submit a copy of the transcript in lieu the high school or G.E.D. diploma.

Have completed six semester credit hours in real estate courses from an accredited college or university OR 96 classroom hours in real estate courses from a Kentucky approved Proprietary School. Courses must be completed prior to taking the real estate examination.

All persons who will be taking the sales examination must submit to a criminal background check. Go to www.krec.ky.gov and see document #408 for a complete explanation of this requirement. DO THIS NOW! It can take up to 3 months to complete this process

Contact the Kentucky Real Estate Commission or go to their website at www.krec.ky.gov to receive more detailed information.

Purchasing of Course

Students must purchase the full package course which includes online and classroom learning. The Kentucky Association of REALTORS® will be notified once you have purchased the course and a packet of information will be mailed to you prior to the course start date.

Once you've registered you may begin the online portion at that time. The online portion does not have to be completed before the classroom portion.

Payment: The cost of the course is $550.00. The course must be paid for at the time of purchase with a credit card – no checks or payment plans are available.

Time Frame

You have 1 year to complete the online hours, which will consist of the National Real Estate Principles. We recommend you take the classroom hours when they are offered, which will consist of the Kentucky Real Estate Law.

Please check our website periodically to see when the next classroom portion is being offered. Both set of hours have to be completed and passed with a 75% before a completion certificate is issued.

Your online course will be activated for 1 year – you must complete the course in its entirety (tutorial, lessons, units, classroom hours and final exam) by your expiration date ( 1 year the day and time of purchase) to receive a certificate of completion. No extensions can be granted.

Confirmation Packet

A confirmation email will be sent 5 days before the class is held. Included in this email is instructor contact information, a how to sign-up for the exam, classroom course schedule a Student Affidavit to ensure your correct name is on your certificate of completion, step-by-step directions on what you need to do to become a licensed real estate salesperson in Kentucky. The Modern Practices of Real Estate book is available the first day of class. If you would like a copy mailed to you prior to, please email bbaxter@kar.com.

Course Information

To complete the salesperson course, you must complete:

- 60 hours online which includes (every unit, exercises and unit exam).

- 36 hours in the classroom (please contact our office to confirm the dates and times you will be attending.

- Comprehensive Final Examination (online material and classroom material) with 75% correct.

Instructor

Your instructor is your resource for questions regarding course content. You will be notified by email 5 days before the class of your instructor’s name and contact information. Should you wish to contact the instructor prior to receiving this information, please contact the KAR at 800-264-2185.

Library / Resource Information

You can purchase self-study books and software by going to www.dearborn.com/recampus.

Course Completion

Upon completion and passing of the online hours and classroom hours the Kentucky Association of REALTORS® will be notified and your certificate of completion will be issued by mail within three business days of course completion. You must attach the certificate of completion to your license application – DO NOT LOSE YOUR CERTIFICATE.

Course Review

You may review any portion of the course you have completed within your 1 year timeframe – even after you have received your certificate of completion. The course will be available to you throughout your 1 year time-frame.

Refunds/Cancellation Policy

Once you register for a course, you can begin immediately. The courses may be entered and exited at your convenience. If a student drops out of the course within 30 days they will receive a refund of $515 and will have to pay the full amount to re-register for the full course. Beyond 30 days no refund is available (please keep in mind you will have 12 months to complete the course).

Technical Support

RECampus, the company that houses the course, provides technical support for students who have questions or problems with their web browser or the technical side of the course. Technical support hours are: Monday-Friday, 8AM to 9PM and Saturday-Sunday, 8AM to 7PM Central Time. If you experience ANY technical difficulties your first call should be to the RECampus technical support hotline at: 888-213-5124. Technical support is also available to discuss the requirements necessary to run the online course on your computer.

Terms of Agreement

When you click on the “I AGREE” link below – it is your indication you have read and understand the terms of the course as outlined above. Upon acceptance of these terms and conditions you will enter the RECampus website where you need to purchase the course. Click on "Real Estate", then click "Pre-licensing".

If you have any additional questions regarding how this course works or just need additional information please email kar@kar.com , or call 859-263-7377 Monday thru Friday 8:00 am - 5:00 pm EST

I AGREE

(scroll over "Real Estate" in the top left corner and click "Pre-Licensing" on the drop down menu)

I DO NOT AGREE

GRI

2010-02-11T10:02:28Z

"The GRI designation is an indication of commitment to your industry and to your clients. It is a mark of distinction that sets you apart and gives a clear signal that you are willing to make the effort to become the best in your industry.” Ashley Trautner, Frankfort, KY

Courses to obtain your GRI

Each course is a 16 hour (two day) course except the elective courses which are each 8 hour (one day) courses. The total classroom time equals 96 hours and must be completed within 5 years of starting the program. There are other courses that may serve as an equivalency to one of the GRI courses and, conversely, GRI courses may serve as credit for another designation or certification. For information on what courses may be used, please contact KREEF at 800.264.2185. Each GRI course also counts as continuing education (credits listed with each course below).

GRI 1: Professionalism in RE - (6 hrs law CE) - V. Lawson
GRI 2: Smart Marketing - (3 hrs elective CE) - M. Gooch
GRI 3: Financing the Successful Transaction - (3 hrs elective CE) - J. Ratanapool
GRI 4: From Offer to Contract to Closing - (3 hrs law CE and 3 hrs elective CE) - G. Blume
GRI 5: Systems for Success - (3 hrs elective CE) - D. Evers
Elective: Sales Contracts - (6 hrs law CE) - V. Lawson
Elective: RE Investments Made Easy - (3 hrs elective CE) - F. Weisberg

What is GRI?

The GRI, Graduate REALTOR® Institute, designation is the most recognized professional designation available to real estate professionals nationwide. REALTORS® who have earned the GRI designation demonstrate a keen understanding of real estate transaction operations. GRI designees are recognized as educated, career professionals that have made the commitment to provide a high level of professional services to clients by securing a strong educational foundation.

Why GRI?

A GRI designation holder typically earns 40% more annually than REALTORS® not holding the designation. The GRI program expands your network of real estate professionals through course contacts and generates more leads and referrals across the nation.

Learn more about the GRI Designation here

To apply for the GRI designation, you must:

► Be a member in good standing of your local, Kentucky Association and National Association of REALTORS®.
► Complete a total of 96 classroom hours including the GRI 1-5 courses and 16 approved GRI elective hours.
► Pass the five GRI courses with a grade of 70% or higher.
► Complete a GRI Designation Application. Call 800.264.2185 for details.

GRI Application

GRI Scholarship

Would you like $1000 towards the completion of your GRI Designation? The Kentucky Real Estate Education Foundation provides an annual GRI Scholarship. This fund will assist a REALTOR® member in pursuit of the GRI designation.

Download a scholarship application

2009/10 GRI Graduates

For the complete list of graduates for 2009, click here.

For the complete list of graduates for 2010, click here.

Social Neworking for GRI

Facebook group

LinkedIn group

Designations

2010-02-04T15:30:05Z

With the NATIONAL ASSOCIATION OF REALTORS^® and its nine Institutes, Societies and Councils you have the opportunity to earn valuable certifications and designations that can:

-	Increase your income*
-	Build your skills to provide specialized expertise
-	Add prestige to enhance your professional image
-	Increase your marketability, proficiency and productivity

Find out more about the official NAR family of designation and certifications at www.REALTOR.org/education. Or download a NAR designation fact sheet.

Enter NAR's Education Matrix

Now there's one place to go to find all the official REALTOR^® classes, seminars and online education information. Visit www.REALTOR.org/edmatrix.

Official NAR-Endorsed Certifications

At Home with Diversity^®, NATIONAL ASSOCIATION OF REALTORS^®, 1-202-383-1201 1-202-383-1201 , www.REALTOR.org/diversity

REALTOR e-PRO^®, NATIONAL ASSOCIATION OF REALTORS^®, www.eProNAR.com

REPA^SM, Real Estate Professional Assistant, 1-800-648-6224 1-800-648-6224 , www.professional-assistant.com

Official NAR-Endorsed Designations

ABR^®, Accredited Buyer Representative, REBAC (Real Estate Buyer's Agent Council), 1-800-648-6224 1-800-648-6224 , www.REBAC.net

ABRM^SM, Accredited Buyer Representative Manager, REBAC (Real Estate Buyer's Agent Council), 1-800-648-6224 1-800-648-6224 , www.REBAC.net

ALC^SM, Accredited Land Consultant, REALTORS^® Land Institute (RLISM), 1-800-441-LAND 1-800-441-LAND (5263), www.rliland.com

CCIM^SM, Certified Commercial Investment Member, CCIM Institute,
1-800-621-7027 1-800-621-7027 , www.ccim.com

CIPS^®, Certified International Property Specialist, NATIONAL ASSOCIATION OF REALTORS^®, 1-800-874-6500 1-800-874-6500 , ext. 8412, www.REALTOR.org/international

CPM^®, Certified Property Manager, Institute of Real Estate Management (IREM^®), 1-800-837-0706 1-800-837-0706 , ext. 4650, www.irem.org

CRB^SM, Certified Real Estate Brokerage Manager, Council of Real Estate Brokerage Managers, 1-800-621-8738 1-800-621-8738 , www.CRB.com

CRS^®, Certified Residential Specialist, Council of Residential Specialists, 1-800-462-8841 1-800-462-8841 , www.crs.com

CRE^®, Counselor of Real Estate, The Counselors of Real Estate,
1-312-329-8427 1-312-329-8427 , www.cre.org

GAA^SM, General Accredited Appraiser, NATIONAL ASSOCIATION OF REALTORS^®, 1-800-874-6500 1-800-874-6500 , ext. 8393, www.REALTOR.org/appraisal

GRI^SM, Graduate, REALTOR^® Institute, NATIONAL ASSOCIATION OF REALTORS^®, 1-312-329-3278 1-312-329-3278 , www.REALTOR.org/gri

PMN^SM, Performance Management Network, Women's Council of REALTORS^®, 1-800-245-8512 1-800-245-8512 , www.WCR.org

RCE^SM, REALTOR^® Association Certified Executive, NATIONAL ASSOCIATION OF REALTORS^®, 1-312-329-8545 1-312-329-8545 , www.REALTOR.org/rce

RAA^SM, Residential Accredited Appraiser, NATIONAL ASSOCIATION OF REALTORS^®, 1-800-874-6500 1-800-874-6500 , ext. 8393, www.REALTOR.org/appraisal

SIOR^®, Society of Industrial and Office REALTORS^®, 1-202-449-8200 1-202-449-8200 , www.sior.com

* Compiled from data from the 2003 NAR Member Profile. The median gross income for brokers with a designation is $21,800 more than brokers without. The median gross income for agents with a designation is $33,200 more than agents without.

LeadershipKAR

2009-11-30T16:53:16Z

Download an application form here

Would you like to join the ranks of some of the most successful REALTORS® from around the state? You can by becoming part of the LeadershipKAR program, offered by the Kentucky Association of REALTORS® since 2002. Recognizing that leadership development is an essential element in the process of improving our Association and profession, KAR attempts to identify emerging REALTOR® leaders in the state, encourage them with motivational activities and assist in sharpening their leadership skills in the hope they will exert a strong positive influence on the future of the Association and profession.

The program allows participants to work together in a training course which combines individual study, group sessions and actual project experience in using leadership skills. Training sessions include identification of leadership skills, team-building exercises, goal setting, personal profile analysis, network building and improving communication skills. In total, there are six (6) sessions – three (3) KAR business meetings and three (3) retreats.

LeadershipKAR is open to all REALTOR® members of KAR, however, a maximum of 15 individuals will be appointed to participate in the program. Participants will be chosen from a cross-section of the profession and will reflect the diversity of the organization.

Please note: attendance at all sessions (retreats and KAR meetings) is mandatory. The dates for all sessions are listed on the application.

Objectives of the LeadershipKAR program are:

To identify Kentucky REALTORS® who have demonstrated leadership potential through job-related and  community activities.

To train participants by developing leadership skills.

To motivate participants by:
      - Increasing awareness of real estate and association management issues and challenges
      - Involvement in problem-solving activities on issues of current interest; and
      - Providing a network of leaders

What members had to say about the program:

“My journey through LeadershipKAR gave me the opportunity to understand how our state Association functions and what it means to "give back" to a business that has given me so much!”
Kevin Farris, 2009-10 KAR Treasurer
LeadershipKAR Class of 2003

"This program is another way that KAR supports the local boards. It is an in-depth training program for your leaders. Participants have the opportunity to network with REALTORS® across the state, learn more about their Associations and what they do for them and develop skills that will assist them in their leadership roles and their business. It is a journey of discovery and I believe you get out of this program what you are willing to put into it."
Jennifer Harris, 2009 LKAR Chair & Region 5 Director
LeadershipKAR Class of 2002

To view pictures from past LKAR retreats, click here.

Watch the promotional video produced by the 2006 LeadershipKAR Class

Scholarships

2009-06-23T16:50:21Z

The Kentucky Real Estate Education Foundation (KREEF) was incorporated in March 1990 to serve as the educational arm of the Kentucky Association of REALTORS®. The Foundation is dedicated to providing education, services and research for members of the Kentucky Association of REALTORS®, Kentucky real estate licensees and the public.

The Trustees of the Foundation are continuously reviewing the potential to determine various meaningful projects with one important endeavor being annual scholarships.

As such, KREEF makes scholarships available to members to continue education and obtain the GRI designation as well as provide scholarships to members or to the immediate family of members who wish to further their education.

Scholarships Available
The KREEF Trustees award scholarships on an annual basis depending on a variety of factors. The total number of scholarships awarded will be determined by the Trustees.

Click below to learn more about the scholarships available or to download a form:

GRI Scholarship

College Scholarship

RPAC

2010-02-18T09:33:54Z

The REALTORS® Political Action Committee (RPAC) is the best way a REALTOR® can protect his or her business. RPAC exists to protect and promote the tradition of home ownership, real estate investment and a prosperous and stable real estate industry.

Contribute to RPAC

By contributing to RPAC, you are able to support REALTOR®-friendly legislators who believe in the real estate industry, protect private property rights, preserve the American dream of home ownership, fight for tax reforms and reduce burdensome regulations on your business.

With RPAC, REALTORS® from across the state have the chance to come together and become one voice in Frankfort – the REALTOR® voice. RPAC is the real estate industry's insurance to promote and protect the real estate profession.

KAR monitors legislation regularly, promotes REALTOR®-friendly legislation and keeps potentially harmful legislation from becoming law.

Click here to view the RPAC video

Issue Tracker

2010-03-05T17:16:57Z

KAR’s Top Legislative Priorities

HB 78 – Sales Tax on Services (OPPOSE)
Applying the sales tax to real estate services is likely to reduce the demand for housing by effectively increasing the cost of purchasing a home. The total impact is based on several reinforcing effects:
· Increased closing costs on the transfer of existing residential and nonresidential property
· Increased cost of operating a brokerage business
· Increased cost of new single family and multifamily housing
· A 6% sales tax could have the same impact as raising the mortgage rate by .75%
· This is a regressive tax and has the highest impact on those who can least afford it

HB 112 – Local Taxation of Businesses (SUPPORT)
HB 112 will exempt any proceeds derived by a business entity from the transfer or sale of business property from the definition of "gross receipts" and "net profit" for purposes of local net profits, gross receipts, and occupational license taxes. This bill is a clean-up bill that addresses issues from a bill passed in 2003.

HB 353 – Centralized Revenue Collection (SUPPORT)
This bill will develop and administer a Web-based system for the centralized reporting and collection of local occupational license taxes and fees. The system must have the ability to:
· accommodate the payment and reporting of license and occupational taxes imposed against businesses on business income; and occupational taxes withheld by employers from wages paid to employees
· Report and pay all local/county occupational license taxes and fees in one transaction with automatic distribution of payment to each local/county government entity

IMPORTANT (Bills KAR will monitor closely)

SB 66 – Regulation of Appraisal Management Companies (SUPPORT with amendment)
Senate Bill 66 defines terms related to the regulation and registration of real estate appraisal management companies. KAR recommends the language of Section 5(2)b be stricken. This section would not allow an AMC to hire, employ, or in any way contract with or pay a real estate broker to perform a broker's price opinion or comparative market analysis to be used in lieu of a requested appraisal. KAR is opposed to this bill unless the above changes are made.

SB 96 – Real Estate Licensure sex crimes (SUPPORT)
SB 96 relates to real estate licensure and would deny licensure for applicants convicted of a sex crime and would revoke the license of person convicted of a sex crime.

HB 348 – Comprehensive Environmental Status Reviews (OPPOSE)
HB 348 would require a “Comprehensive Environmental Status Review” where a planning body is creating or considering a comprehensive plan, a plan amendment, a land use or zoning regulation, a subdivision regulation, a public improvements program, etc. The bill includes the following language, “The comprehensive plan shall not authorize development in a location or manner that causes or contributes to violations of the general laws prohibiting air, land, and water pollution.” The requirements of this measure are extensive and include reviews of air, land and water pollution, among other issues. Overall, this bill, if enacted, has the potential to at least delay and ultimately deny any new development.

HB 356 – KREC Bill / Real Estate Brokers and Salesmen (SUPPORT)
This is an administrative bill that will:
· Require annual license renewal on a date specified by KREC through administrative regulations
· Increase from 50 to 100 miles the radius outside of which a principal broker is required to have a broker managing a branch office
· Require licensees to provide phone numbers and emails during annual renewal
· Increase from 60 to 120 days after the end of the fiscal year the time frame within the commission shall make public income and expenses from the real estate education, research, and recovery fund.

HB 357 – KREC Bill / Real Estate Compensation (this bill has been WITHDRAWN)
· This bill will exempt employees of builders or developers who receive bonuses for sale of property and employees of property managers who receive bonuses for property management from the definition of "regular employee"
· This bill also expands forms of compensation that would require a seller to issue a seller's disclosure of conditions form.

HB 394 – New Home Tax Credit (SUPPORT)
This bill will allow qualified buyers of new homes to utilize the new home state tax credit of up to $5,000 in conjunction with the Federal First Time Home Buyer Tax Credit of $8,000 for first time home buyers and $6,500 for repeat home buyers.

SIGNIFICANT (Bills KAR will monitor)

HB 123 – Contracts
HB 123 will require consumer contracts with an automatic renewal clause have the clause conspicuously displayed in the contract and require that notice of an upcoming renewal period be sent to the consumer.

HB 219 – Crimes and Punishments (Auction Escrow Account)
HB 219 relates to theft by deception to include the issuance of a check with knowledge that it will not be honored by the drawee for the lease, rent, or purchase of property, or for payment to an auction escrow account.

HB 362 – Energy Star Tax Credit
HB 362 expands the ENERGY STAR Tax Credit, making it available to S-Corporations, Pass-Through’s, LLC’s and LLP’s.

HB 391 – Condominiums
HB 391 relates to condominiums and the Uniform Condominium Act. This bill defines relevant terms, provides requirements and procedures for establishment of associations and for the conduct of business. This bill also establishes rights and responsibilities of unit owners, provides criteria related to the sale of units by unit owners and collection of delinquent fees and assessments.

HB 454 – Utility Lien
This bill would authorize utilities that provide gas, electric, sewer or water service to retail business customers to impose a lien on their property for any outstanding charges and fees when utility bill is in arrears in excess of $50,000. This lien would take priority over a mortgage, contract lien, or bona fide conveyance under specific conditions.

HB 465 – Residential Property
This bill will require a creditor to register vacant residential property with the local government in which the property is located and will create a penalty for failure to comply.

HB 494 – Radon Professionals
This bill is relating to radon professionals and making an appropriation thereof. This bill would require certification and regulation of radon measurement professionals, mitigation professionals, and radon laboratories as well as establish the Kentucky Board of Radon Professionals and its appointment and meeting procedures.

HB 496 – Judgment Liens
This bill is relating to judgment liens on real property to provide that where the real property is under joint ownership, the lien shall not extend beyond the interest held by the debtor.

GENERAL (Bills listed for informational purposes)

HB 298 – Collection of Property Taxes
This bill is intended to clean up some processes that were established in last year's HB 262. This all relates to stabilizing the 3rd party purchase of delinquent tax bills.

To view these bills and the bills listed above, go to www.lrc.ky.gov.

To view HB530 regarding NOLs, click here.

Legislative Toolkit

2009-02-26T15:47:38Z

The Kentucky Association of REALTORS® (KAR) supports measures that promote or enable home ownership and opposes measures that interfere with it.

Therefore, we have put together a Legislative Toolkit, designed to help REALTORS® understand the political framework and provide the resources necessary to get involved in the process.

By becoming an active participant in politics, REALTORS® help strengthen the influence real estate has with our elected leadership.

Below are some of the resources you can use to get involved:

Find your Kentucky legislator

List of legislators sorted by county

Want to contact a Kentucky legislator? Here are several ways to get in touch with Frankfort. Find a list of email addresses here.

View a map of Frankfort

Take a virtual tour of the capitol building

Contact your legislators using these sample letters:

Letter (sample) in support of a bill

Letter (sample) in opposition to a bill

Get tips on effectively writing to your legislator here.

Use this Top Ten List of ways to boost your grassroots advocacy. This is a great resource to use when setting up an office visit or meeting with your legislator.

REALTORS® can use the KAR Legislative Action Center and the NAR Action Center to relay a message to state and federal legislators on issues of importance to the real estate industry.

Download a voter registration card if you have not yet registered to vote in Kentucky.

SPC Network

2009-06-25T14:17:44Z

The State Political Coordinator (SPC) Network seeks to match REALTORS® with their State Senator and Representative in a positive, one-on-one relationship. The intent is to maintain, enhance and foster high quality, local REALTOR® contacts for State Senators and Representatives regarding real estate issues in Kentucky.

When a key issue is being considered in the General Assembly, specific members of the SPC Network will be mobilized to relay the industry's position to their designated legislator. Through the use and development of personal relationships with Kentucky legislators, we can put a local and personal touch to our legislative advocacy.

If you know a current Kentucky State Senator and/or Representative and want to be a part of this exciting new grassroots program, please email Anetha Dunn, KAR Governmental Affairs Director, at anethad@kar.com. In the subject line, please indicate “SPC Network."

Download a form here

If you have any questions or would like additional information, please feel free to contact KAR at 800.264.2185.

Find Your Legislator

2009-02-26T15:54:30Z

Want to contact a Kentucky legislator?

Here are several ways to get in touch with Frankfort. Find a list of email addresses here.

Find your Kentucky legislator

List of legislators sorted by county

Action Center

2009-02-03T11:38:49Z

To access the Kentucky Legislative Action Center, click here.

To access the NAR Legislative Action Center, click here.

Professional Standards

2009-03-06T13:02:24Z

Professional Standards & Mediation Services

Professional standards provides our members information on issues relating to the NAR Code of Ethics and how KAR handles the Professional Standards Process for local REALTOR® Associations. Professional standards makes recommendations to KAR’s Board of Directors on policy decisions relating to many of the items listed as follows:

Professional Standards Process

KAR abides by the Professional Standards Agreement signed by all of the 28 local boards. KAR handles the administrative paperwork for all Ethics Complaints and Arbitration Requests from Boards for all Option A Boards (Boards who delegate the administrative responsibilities to KAR). Currently 26 of 28 local boards use KAR for the process.

Professional Standards Training

This is mandatory annual training for KAR members serving on the Professional Standards Committees. The training consists of approximately six hours of instruction and in three locations across the state. This training is necessary and mandatory for committee members to remain up-to-date on Professional Standards procedure and policy.

Association Executive Professional Standards Training/Materials

KAR provides updated “Ethics & Arbitration Kits” (forms to mail to someone wanting to file either an ethics complaint or arbitration request) and procedures for individuals wishing to utilize the Professional Standards process. KAR invites all AE’s to attend the annual training session and also provides a copy of the most recent Pro. Stds. Reference Manual used in training professional standards committee members to ensure that all Association Executives have a thorough overview of the Professional Standards process.

Mediation Training Course

The purpose of the one-day intensive training course and follow-up annual refresher courses is to train KAR members to serve in the capacity as Mediators in dispute resolution. It is necessary to have trained qualified mediators to offer as an option in the KAR Professional Standards process as required by NAR®.

Mediation Program & Brochure

Mediation is offered as a service in the KAR Professional Standards process as an alternative to the formal Arbitration hearing and as a tool for dispute resolution for arbitration requests forwarded to a hearing by the Grievance Committee.

NAR Professional Standards Training Scholarships

This scholarship sends two KAR members to the Annual NAR Professional Standards Training in Chicago for additional training in Professional Standards procedure and policy.

To download a scholarship application, click here

Education Classes

We work with NAR and KREEF to provide information about educational opportunities to REALTORS® on the Code of Ethics. NAR requires every REALTOR® member must successfully complete an ethics class of at least 2 hours and 30 minutes. Failure to complete the required ethics training shall be considered a violation of a membership duty for which the REALTOR® membership shall be suspended and membership terminated if the required training is not completed.

The Process

2009-04-09T09:45:34Z

Filing an ethics complaint or arbitration request as a REALTOR® member or a member of the public

The Kentucky Association of REALTORS® ensures the ethical behavior of its REALTOR® members through the professional standards process. A complaint/request can only be processed against someone who is a member of our association and his/her membership will need to be verified in our association. Although the staff of KAR is not at liberty to offer any advice on the merits of your complaint, there are several options to consider:

Filing an Ethics Complaint

An ethics complaint may be filed by anyone who believes a REALTOR® has violated the Code of Ethics. Any complaint reviewed by the Grievance Committee must site a specific article(s) and include a statement as to why that article(s) has been violated given the facts and circumstances of the particular case. Note the complaint must be filed within 180 days (not 6 months) after the facts become known or could have been known in the exercise of reasonable diligence.

Filing a Request for Arbitration

A request for arbitration may be filed if a contractual relationship exists between two parties and involves a specific monetary amount, which will either be awarded to one of the parties involved or split between the two parties. Note that parties subject to arbitration must agree to be bound by the award. Also the request must be filed within 180 days (not 6 months) after the facts became known or the closing of the transaction, whichever is later.

Please be reminded it is important to attach an explanation of the situation surrounding the complaint/request. Be as specific as possible. Provide any information that would assistant the grievance committee in understanding the facts in the situation and making an informed decision. If you have any further questions or would like KAR to send you one of the forms below, please contact Julie Johnson, KAR Legal Affairs Director, at 800.264.2185. If you have a question about Kentucky Real Estate Laws, please contact the Kentucky Real Estate Commission at (888) 373-3300.

Code of Ethics

2010-02-24T16:53:53Z

Code of Ethics

Download a copy of the Code of Ethics and Standards of Practice, the foundation to which all REALTOR members subscribe.

Click here for a copy

Summary of 2010 changes/revisions of the NAR Code of Ethics/Standards of Practice

Quadrennial REALTOR® Ethics Training - Online Course

New Member Code of Ethics Orientation - Online Course

Understand what separates a REALTOR® from other real estate professionals.

Included in the Code of Ethics video series are fifteen short video segments covering the Preamble, Articles and Standards of Practice. Also, included are support materials and questions to enhance relationships with clients and other real estate professionals. Each segment is five to seven minutes long, available 24/7 and free of charge.

The videos can be viewed directly from REALTOR.org (streaming) or can be downloaded in a high-resolution version to be used when an Internet connection is not available.

To view the video series, click here

File a Complaint

2010-01-21T13:52:16Z

Click below to download a packet to use when filing a complaint:

Filing a Request for Arbitration Packet

Filling an Ethics Complaint Packet

Home Buyer Tax Credit

2009-12-14T11:43:14Z

NEW 2009-2010 Federal Home Buyer Tax Credit Information

In the hopes of continuing the upward swing of the national real estate market, the recent expansion and extension of the home buyer tax credit has made more than two-thirds of current homeowners and nearly all first-time buyers eligible for the credit when they purchase a home. The credit is part of the Worker, Homeownership, and Business Assistance Act of 2009, a $24 billion economic stimulus bill that is envisioned to address the economic challenges facing our nation while also energizing the U.S. housing market.

The newly passed legislation does two things:
• Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.
• Expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between November 7, 2009 and April 30, 2010.

For homes purchased between January 1, 2009 and November 6, 2009, the qualifications for the tax credit may vary. If you have specific questions or need additional information, please contact a tax professional or the Internal Revenue Service at 800-829-1040.

NEW Home Buyer Tax Credit Resources

The Basics> Who qualifies, which properties are eligible, how much will the credit be, etc.

Tax Credit Comparison Chart (PDF: 455K)

Home Buyer Tax Credit FAQ (PDF: 596K)

President's Podcast: Tax Credit Expanded and Extended

Tax Credit as Down Payment on FHA Mortgage Flyer (PDF: 220K)

How to Get the Extended Home Buyer Tax Credit

Applying the Credit to Your 2009 or 2010 Return

Determining Your Credit Amount: Form 5405

Bridge Loans: How to Get the Credit Upfront

Kentucky REALTOR® Magazine

2010-03-04T16:16:24Z

Advertise with us

Click here for KAR's advertising and sponsorship information

Kentucky REALTOR® magazine is the official publication of the Kentucky Association of REALTORS®. It is published quarterly for members of the association.

If you are a member of KAR, the magazine is automatically delivered to the preferred address on file in the National REALTOR® Database System (NRDS). If you do not receive the magazine, please check your address with your local board/association. If you would like to receive the magazine at a different address than where you have previously received it, changes can be made with your local board/association. If you would like to opt-out of receiving the magazine, please send notification to hcooper@kar.com.

Archived Issues:

Winter 2009

Fall 2009

Summer 2009

Spring 2009

Winter 2008

Fall 2008

Summer 2008

Spring 2008

Winter 2007

Fall 2007

Members of KAR receive a copy of the magazine as part of their dues. Subscriptions to Kentucky REALTOR® magazine are $25 per year for nonmembers. Contact Hunt Cooper at hcooper@kar.com to subscribe.

Real Estate Report

2010-03-04T15:20:26Z

The Real Estate Report is a monthly newsletter sent to all KAR members by email and posted here as a pdf.

To view all past email communications from KAR or to sign up to receive email communications, click here.

If you are a member of KAR, this information is delivered to the email address on file in the National REALTOR® Database System (NRDS). If you do not receive the newsletter by email, please check your current email address with your local board/association (changes can also be made with your local board/association). You may also need to make sure the "From" email address for the newsletter is not being blocked by your provider.

Archived Issues:

2010

March Issue 2010
February Issue 2010
January Issue 2010

2009

December Issue 2009
NAR Convention Issue 2009
November Issue 2009
October Issue 2009
September Issue 2009
August Issue 2009
July Issue 2009
June Issue 2009
May Issue 2009
April Issue 2009
March Issue 2009
Frankfort Issue 2009
February Issue 2009
January Issue 2009

2008

December Issue 2008
November Issue 2008
October Issue 2008
KAR Convention Issue 2008
September Issue 2008
August Issue 2008
July Issue 2008
June Issue 2008
May Issue 2008
April Issue 2008
March Issue 2008
February Issue 2008
January Issue 2008

2007

December Issue 2007
November Issue 2007
October Issue 2007
September Issue 2007
August Issue 2007
July Issue 2007
Summer Business Meeting Issue 2007
June Issue 2007
Midyear Issue 2007
May Issue 2007
April Issue 2007
March Issue 2007
Frankfort Issue 2007
February Issue 2007
January Issue 2007

2006

Year End Issue
December Issue 2006
NARdi GRAS Issue 2006
November Issue 2006
KAR Convention Issue 2006

Housing Statistics

2010-02-24T15:35:15Z

Welcome to our Housing Statistics section of the site. Here you will find reports on the real estate business, real estate markets and public policy. As more research is compiled, more links will be added.

Kentucky Housing Stats

2009
December
November
October
September
August
July
June
May
April
March
February
January

4th Quarter
3rd Quarter
2nd Quarter
1st Quarter

09 Year End

2008
December
November
October
September
August
July
June
May
April
March
February
January

4th Quarter
3rd Quarter
2nd Quarter
1st Quarter

08 Year End

2007
December
November
October
September
August
July
June
May
April
March
February
January

4th Quarter
3rd Quarter
2nd Quarter
1st Quarter

07 Year End

Take some time to check out the links below to national and local resources.

There is a tremendous amount of information on the web that can lead to a greater understanding of the real estate industry, housing and homeownership.
Our goal is to helping real estate buyers and sellers make intelligent, well informed decisions throughout Kentucky and in every one of our communities.

The REALTORS® National Center for Real Estate Research (NCRER)
National Association of REALTORS® Research
National Economic Indicators and Forecasts
Kentucky State Data Center
2006 Market-by-Market Home Price Analysis Reports

Advertising & Sponsorships

2010-03-04T16:07:56Z

Advertise with us

Click here for KAR's advertising and sponsorship information

Advertising Opportunities with KAR

There are many good reasons to advertise with the Kentucky Association of REALTORS®. The audience you'll reach is, ultimately, the most important reason for placing advertising with us - MORE THAN 10,000 real estate professionals across the state will see your advertisement.

In the Kentucky REALTOR® magazine, a 32-page, quarterly publication that has quickly become the most respected as an informational source, sticking around long after publication, which means your ads have an extended shelf-life.

We also have a monthly e-newsletter, the Real Estate Report, and www.kar.com, the association website that attracts up to 25,000 page views each month.

We have reasonable rates and a targeted audience that looks to KAR with keen interest.

To place an ad, contact Hunt Cooper, Director of Communications & Education at 800.264.2185 or hcooper@kar.com.

Press Releases

2009-04-28T11:30:12Z

2009

Housing industry receives support through government actions

2008

State Award Winners Honored at Annual REALTOR® Convention

2009 Leadership Installed for the Kentucky Association of REALTORS®

Housing Market Should Improve With Takeover of Fannie Mae and Freddie Mac

Kentucky Association of REALTORS® Applauds Housing Bill

REALTORS® Push for Modernization of Occupational Tax Collection

National Housing News Not A Good Indicator of Kentucky Market

Kentucky Housing Market May Benefit From Fed Rate Cut

Social Networking

2010-02-03T11:22:28Z

The Kentucky Association of REALTORS® has adopted several social media channels as a way to stay in touch with members and to communicate important information to those interested in what we have to say.

If you need more information on the basics of these tools/sites before you get started, check out these links:

NAR's Field Guide to Social Networking for REALTORS®

Common Craft Videos - Explanations in Plain English

Social Media Definition - Wikipedia

Join KAR's group page

Join LeadershipKAR's group page

To join, you have to sign up for a Facebook account and be a member of KAR.

Join KAR's group page

To join, you have to sign up for a LinkedIn account and be a member of KAR.

Join KAR's group page

To join, you have to sign up for an ActiveRain account and be a member of KAR.

Follow KAR on Twitter

Anyone can follow KAR to learn more about what we are doing.

Broker Summit

2010-01-28T09:59:24Z

KAR Broker Summit
March 24 & 25, 2010
Holiday Inn Hurstbourne
Louisville, Kentucky

Registration fee: $99
(price also includes the 6 hour Broker CORE course - you must attend all 6 hours to earn credit for the course)

Register online

Download a registration form

Download agenda

Kirk Tinsley, Principal Broker of CRYE-LEIKE in Bowling Green said:
"I attended the first ever Broker Summit and think it was one of the best values I have seen in a long time. There were great nationally recognized speakers who are on the cutting edge of real estate trends and technology. Just hearing one of them for the cost of the summit would have been worth it. I would highly recommend this event to all brokers and managers in the state who desire to lead the way through this challenging and unique market we are in.”

The only statewide broker training event in Kentucky. With the market changing rapidly, it’s important to adapt, and adopt, in order to give yourself a competitive edge.

As Kentucky real estate brokers, managers and owners, the Kentucky Association of REALTORS® strives to offer you the most essential and current information on industry issues and trends to help your business prosper.

By attending this event, you will find answers to your questions. You can connect with the best in the industry and find ways to improve your business immediately. Now is the best time to further your real estate knowledge base.

Keynote Speaker - John Tuccillo

John Tuccillo is one of the foremost real estate and housing finance economists in the United States. His current consulting practice is focused on strategic and business planning, and his experience and counsel are sought out by trade associations, major real estate and other private firms. His presentations on the economic outlook, real estate markets and change in the real estate business are invariably witty, informative and accessible to both lay and professional audiences.

He was educated at Georgetown University and Cornell University, and holds a doctorate in economics. His books, The Eight New Rules of Real Estate and Click and Close (written with Jim Sherry), are best sellers and have been instrumental in shaping the thinking of real estate industry leaders as they approach the challenge of changing their business models. His new book, New Business Models for the New Economy, was released in November 2002.

From 1987 to 1997 he was Chief Economist for the National Association of Realtors. He now runs his own consulting business, JTA, LLC, specializing in strategic and business planning. His clients have included Fannie Mae, Microsoft, FNIS, GMAC, Prudential Real Estate Associates, Re Max, Cendant, Ellie Mae, and a host of large independent real estate firms, as well as state and local Realtor associations.

He is a regular columnist for The Real Estate Professional.

Technology Speaker - Amy Chorew

Amy Chorew has been teaching REALTORS® to use technology for over 15 years. As an experienced salesperson and Marketing Director for some of Connecticut's most prestigious brokerages, Amy puts her talents to use by creating fun learning environments for her students. Amy's straightforward approach to education is backed by real field experience that brokers and agents appreciate as they learn new technology skills.

Amy has expanded her career as an educator from the New England area to a national presence. As an approved instructor in many states, Amy teaches a variety of CE, GRI and skill-development courses for REALTOR® Associations and brokerages across America and Canada.

Amy's credentials include:
- GRI Instructor
- Continuing Education Instructor
- HTML Web Development Expert
- Top Producer Certified Instructor
- Microsoft Office Instructor
- Certified Home Marketing Specialist

Open House

2010-03-04T10:18:51Z

Kentucky Open House Weekend
April 10 - 11

The Kentucky Association of REALTORS® has teamed up with associations across the country for one weekend of Nationwide Open Houses. The purpose is to encourage those who are thinking of buying a home to take advantage of unique home market factors and the federal first-time home buyer tax credit that expires on April 30th. This is the first event of its kind nationwide.

Be sure to include your open houses for that weekend on the MLS and in other promotions you are putting together! We'll be directing the public to this website and you can direct them to your listings on the MLS or personal sites as well. This is at no cost to you! KAR will be sending free balloons to your local association, available for you to tie to your open house signs and will be providing free graphics, flyers and ads available for download below. NAR will be promoting the event on a national level.

Use these tools to help build excitement and participation among REALTORS® for Kentucky’s first statewide Open House event.:

Promotional materials:
Event flyer
Event ad (for custom sizes, please call KAR)

Graphics:
Logo (large)
Logo (small)
Web banner (large)
Web banner (small)
Email signature graphic

To download a graphic: Click any of the links above to preview the graphic, then right click on the image and click “Save Picture” or "Save Image As."

Press announcements:
Broker announcement
Local board/association announcement

Documents:
15 free ways to promote the open house
5 arguments for open houses

Resources:
NAR Field Guide to Open Houses

Summer Business Meeting

2010-02-02T09:06:33Z

Barkley Agendas

Download and review the agenda packet for the upcoming 2010 Summer Business Meeting.

AVAILABLE SOON

KAR Summer Business Meeting
June 15 - 17, 2010
Lake Barkley
Cadiz, Kentucky

Registration opening soon
(Click under "register for events")

Room rates:
TBD
Call 800.325.1708 or 270.924.1131 for reservations. Reference KAR Summer Business Meeting.

Annual Convention & Expo

2009-11-09T15:40:59Z

2010 KAR Convention & Expo
French Lick, Indiana
French Lick Resort
September 21 - 23

Click here to see pictures from the 2009 Convention & Expo

2009 Sponsors:

Auction Solutions
Coldwell Banker/McMahan Co.
Community Trust Bank
First State Financial Inc.
GE Security
Rice Insurance Services Co, LLC
US Department of Housing and Urban Development
Wells Fargo Home Mortgage

2009 Exhibitors:
2-10 Home Buyers Warranty
3 Blondes and a Short Sale: Agents Survival Guide to Short Sales
American Home Shield
Auction Solutions
BB&T Mortgage
Beijo Bags
Catalyst Property Management
Centralized Showing Service
Century 21, LLC
Community Trust Bank
Cookie Lee Jewelry
Crye-Leike Franchises
Dee Sign Co.
EcoCountertops USA
Farm Credit Services of Mid America
Fifth Third Bank
Fifth Third Bank
First American Home Warranty
GE Security
HMS Home Warranty
JR Photographic and jr.txt2look.com
JV Rockwell Publishing
Kentucky Housing Corporation
L&N Federal Credit Union
Nationwide Insurance
Norstar Mortgage; Larry, the Credit Repair Guy
Northern KY Real Estate College/MLS Contracts
Northern KY REALTOR® Store
Old Republic Home Protection
Pillar to Post Professional Home Inspections
Ray Williams Inspection & Repair, LLC
Realty Executives of Kentucky
Rice Insurance Services Co, LLC
Servpro of Lexington & Servpro of NE Jefferson Co.
Systems Engineering
Tennessee Valley Signs
The Framing Farm
The Housing Partnership, Inc
Thorton's Real Estate Academy
University of Kentucky
US Department of Housing and Urban Development
Visual Tour
Wave 3 TV
Wells Fargo Home Mortgage

Leadership Conference

2009-11-24T16:38:20Z

KAR's 2010 Leadership Conference
Lexington, Kentucky
Doubletree Guest Suites (2601 Richmond Road, Lexington, KY 40509)
December 1 - 2

Register Now (Registration for the conference is free to all attendees)

Conference Schedule

The 2010 Leadership Conference is open to the following members:
- Local association presidents and president-elects
- KAR board of directors and delegate body
- KAR committee chairs and vice chairs
- KREEF Trustees
- KAR Trustees
- Local association executives and secretaries

Doubletree Guest Suites
Room cutoff is November 20.
Reference KAR for room rate of $85.
Call 859.268.0060 to reserve.

Legislative and Business Meeting

2010-02-04T12:25:47Z

Legislative & Business Agendas

Download and review the agenda packet for the upcoming 2010 Legislative & Business Meeting.

Agendas Attachment A (P&P)

2010 KAR Legislative & Business Meeting
Capital Plaza Hotel
Frankfort, KY
February 9 - 11

Click here to register
Registration is FREE and OPEN to all Kentucky REALTOR® members.

Tentative Schedule

The Kentucky Association of REALTORS®’ Legislative & Business Meeting is your premier opportunity to:

> Meet & greet your state leaders
> Share your REALTOR® concerns directly with legislators
> Support legislation & issues important to REALTORS® in Kentucky
> Ensure policymakers hear your REALTOR® voice
> Increase the influence & clout of REALTORS® throughout Kentucky

This annual gathering features a who’s who in the political arena ... from elected officials to regulators to representatives from the Democrat and Republican parties. The three-day event offers you the opportunity to gain insights into what’s happening in the State House. REALTOR® members will be available to meet personally with elected officials. You will also be involved in discussions and decision making on how KAR evolves throughout the year by attending committee meetings and information sessions. You’ll also have the chance to participate in a special legislative reception to meet and greet the lawmakers from your region.

The meetings are open to all REALTORS® who wish to attend.

Click here for the Capital Plaza Hotel website
Room rates are $82/night per room or $150/night per suite. Mention KAR and call (502.227.5100) before January 15 and receive the special room rate. Other hotels are available including Hampton Inn (502.223.7600), Fairfield Inn (502.695.8881), Holiday Inn Express (877.863.4780). Call for rates and availability.

Click here for the legislative toolkit
The toolkit contains valuable information to help you prepare for the upcoming legislative session.

KAR Calendar

2009-02-18T10:12:18Z

The following calendar contains all KAR events, activities, courses and other relevant information concerning the association. It also lists the days in which the KAR office is closed.

To register for any of the events or courses listed, please click here.

Member Benefits

2009-04-08T12:17:25Z

Member Benefits

Download a brochure for more information on member benefits provided by KAR.

Click here for the brochure

KAR IS PEOPLE...

KAR IS EDUCATION...

KAR IS LEGISLATIVE AFFAIRS...

KAR IS MEMBER SERVICES...

Awards

2009-07-10T15:44:00Z

Award Nominating Forms for 2009

Committee Volunteer Form

Elections

2009-09-23T13:20:07Z

Committees

2009-12-09T15:21:34Z

For a list of KAR committees, download the form or contact the Association office at 800.264.2185 for more information.

Governing Documents

2010-03-04T10:21:28Z

KAR Documents

KAR Bylaws

KAR Policies and Procedures

KAR Strategic Plan

KAR Management Plan

NAR Documents

Code of Ethics

Constitution, Bylaws and Interpretations

Photo Gallery

2009-10-13T16:26:11Z

View the KAR photo gallery on SmugMug, an online photo sharing Web site. See pictures from all the KAR events, activities and business meetings.

Access the photo gallery here

Forms and Contracts

2009-06-15T09:06:30Z

Affinity Partners

2009-10-07T15:17:22Z

As a benefit of KAR membership, association members are eligible to receive discounts and added values on business-related products and services from the following partners:

UPS
$1.50 off UPS Next Day Air Letter
10% off UPS Next Day Air Package
20% off UPS Worldwide Express Letter and Package

Kentucky Almanac

Drug Card Program

2009-12-23T15:37:34Z

Untitled Document

Card Information
First Name
Last Name
Email

Note: You can put NONE in e-mail box if you don’t want updates.
© Copyright United Networks of America
Powered by UNA Rx Card

This program also includes other value added programs which will be listed on the card. Some of them are posted below:

Members

Member Benefits

Member Benefits

Awards

Award Nominating Forms for 2009

Committee Volunteer Form

Elections

Committees

Governing Documents

Photo Gallery

Forms and Contracts

Affinity Partners

Drug Card Program

What is a REALTOR®

Why use a REALTOR®

Find a REALTOR®

Find a Real Estate Company

Find a Home in Kentucky

Military Housing

Automated Housing Referral Network

Resources for Buyers

Resources for Sellers

Resources for Moving

Become a REALTOR®

Consumer Resources

Tax Credits for Solar Water Heaters

Tax Credits for Replacing Heating and Cooling Systems

Tax Credits for Replacing Your Roof

Tax Credits for Adding or Replacing Insulation

Tax Credits for Replacing Windows, Doors, and Skylights

Mortgage Calculator

Find a Course

CE Schedule

Short Sales

Online Education

REALTOR® University

Pre-Licensing

I AGREE

I DO NOT AGREE

GRI

Designations

LeadershipKAR

Scholarships

RPAC

Issue Tracker

Legislative Toolkit

SPC Network

Find Your Legislator

Action Center

Professional Standards

The Process

Code of Ethics

Code of Ethics

File a Complaint

Home Buyer Tax Credit

Kentucky REALTOR® Magazine

Advertise with us

Real Estate Report

Housing Statistics

Advertising & Sponsorships

Advertise with us

Press Releases

Social Networking

Broker Summit

Open House

Summer Business Meeting

Barkley Agendas

Annual Convention & Expo

Leadership Conference

Legislative and Business Meeting

Legislative & Business Agendas

KAR Calendar

Member Benefits

Member Benefits

Awards

Award Nominating Forms for 2009

Committee Volunteer Form

Elections

Committees

Governing Documents